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Disability Benefits

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Duty Disability

Nonduty Disability

Disability Determination

What to expect as a disability retiree

Savings Component

If you become ill or injured while an enlisted state police officer and you can no longer work, your retirement plan provides protection for you and your dependents. Eligibility depends on whether your disability is considered duty or nonduty.

Duty Disability

You may be eligible for a duty disability pension if you can no longer work due to an illness or injury resulting from your state police employment. A pension may be payable starting the day you successfully complete recruit training, regardless of how long you've been employed.

To qualify for a duty disability, you must meet the following criteria:

  • You subscribed to the constitutional oath of office;
  • You don’t meet the service requirements for a full retirement;
  • A medical review team certifies the disability to the retirement board and director of the state police; and 
  • The retirement board rules the disability is duty related.

Disability determination

A medical review team must determine that you are totally and permanently unable to perform your duties as a state police officer.

Calculation

A duty disability retirement is calculated by your years of service (up to the first 25 years) times 2% times your final average compensation (FAC). Your FAC is calculated using the last five years of service immediately preceding the date your disability occurred. We always credit at least 10 years of service to calculate a duty disability pension, even if you have not worked for the state police that long. 

Your annual duty disability pension, in combination with weekly workers' compensation, cannot exceed the average annual salary of your last five years of service with the state police.

Medical reexaminations

You may be required to have a medical examination periodically. If the medical examination determines that you are no longer disabled, the director of the Department of State Police may return you to active duty. If you fail to return to employment following the order, you will forfeit all rights to a retirement benefit unless you are otherwise eligible to retire.

To apply

Request a Disability Retirement Application (R0044H) packet from ORS.

Nonduty Disability

You may be eligible for a nonduty disability pension if you can no longer work due to an illness or injury incurred outside of your state police employment. To qualify for a nonduty disability, you must meet the following criteria:

  • You are vested, meaning you have ten years of service credit;
  • You don't meet the service requirements for a full retirement; and
  • A medical review team certifies the disability to the retirement board and director of the state police.

Disability determination

To qualify for a nonduty disability pension, a medical review team must determine that you are totally and permanently unable to perform your duties as a state police officer.

Calculation

A nonduty disability retirement is calculated by multiplying your years of service (up to the first 25 years) times 2% times your final average compensation (FAC).  

Medical reexaminations

If you are approved for a nonduty disability pension, you may be required to have a medical examination periodically. If the medical examination determines that you are no longer disabled, the director of the Department of State Police may return you to active duty. If you fail to return to employment following the order, you will forfeit all rights to a retirement benefit unless you are otherwise eligible to retire.

To apply

Request a Disability Retirement Application (R0044H) packet from ORS.

The Disability Determination 

DDS is part of Michigan's Department of Human Services. DDS assists ORS in the disability application process by collecting and validating forms, obtaining and reviewing medical documentation, and providing expertise in determining medical eligibility. 

DDS will ask the medical providers listed on your application to send your medical records directly to DDS for review. An independent medical advisor from DDS will review your medical records and, if necessary, schedule an exam for you with a medical professional. 

After the review of all the medical records, DDS reports its findings to the director of the Department of State Police. 

If your application is approved

If DDS determines your medical condition meets the disability criteria, it will recommend to the retirement board that your application be approved. If the board agrees with the DDS evaluation, ORS will notify you of the approval. We will then process your application and insurance enrollments and you will receive your first pension payment four to six weeks after all required information is received. Your first payment will include any past due benefits as well.

If your application is denied

If DDS determines that your condition does not meet the medical requirements for a disability pension as defined in the retirement act, you will receive a denial letter. This letter will advise you of the steps you need to take if you disagree with this determination. 

What to expect as a disability retiree

Your pension payments

Before your payments begin we will send you an award letter that tells you the amount of your pension and when you can expect your first payment. Pensions are issued on the 25th of each month.

Annual certifications

You may be required to complete an Annual Disability Certification form that you must return to ORS. This form verifies that you are still unable to work because of a disabling condition.

Medical reexaminations

You may be required to have a medical examination periodically. If the medical examination determines that you are no longer disabled, the director of the Department of State Police may return you to active duty. If you fail to return to employment following the order, you will forfeit all rights to a retirement benefit unless you are otherwise eligible to retire. 

If you return to work

If you return to employment outside of the state police, there is no limit on how much you can earn without affecting your pension. As a disability retiree, you can be employed only after receiving the approval of the retirement system.

 

 

See Leaving Employment, Savings Component

 
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